Olympus Insurance in Florida: A Comprehensive Look

Florida’s unique risks—hurricanes, flooding, and rising premium costs—make homeowners insurance a critical part of protecting your property. Olympus Insurance, based in Palm Beach Gardens and founded in 2007, stands out as a Florida-focused provider offering tailored coverage and strong financial backing.

1. Company Overview

  • Founded: 2007

  • Headquarters: Palm Beach Gardens, Florida

  • Financial Ratings:

    • A- from Demotech

    • “A” from Kroll Bond Rating Agency (KBRA)

Olympus partners with a statewide network of independent agents and is dedicated solely to serving Florida property owners.

2. What Olympus Insurance Offers

Olympus provides a broad range of coverage options designed specifically for Florida’s unique environment:

  • Homeowners Insurance (HO-3)

  • Condo Insurance (HO-6)

  • Renters Insurance (HO-4)

  • Landlord Insurance (DP-3)

  • Flood Insurance through both NFIP and private markets

Optional Endorsements Include:

  • Scheduled personal property

  • Equipment breakdown

  • Water backup

  • Identity theft protection

  • Service line coverage

  • Umbrella liability

Elite Repair Program
A standout benefit, Olympus offers an exclusive repair program that provides access to vetted contractors for fast, reliable, and high-quality repairs following a covered loss. This is part of their Spartan Enhanced endorsement and is designed to take stress out of the claims process.

3. Customer Experience

Many Olympus policyholders highlight their satisfaction with the company's:

  • Quick and responsive claims service

  • Professional, knowledgeable agents

  • Seamless experience using the Elite Repair Program

  • Comprehensive and customizable policy options

4. Key Advantages of Choosing Olympus

✅ Florida-focused policies designed with local risks in mind
✅ Financial strength backed by reliable reinsurance partners
✅ Valuable optional endorsements to tailor coverage
✅ Elite Repair Program for fast, high-quality claims support
✅ Strong relationships with independent agents throughout Florida

Final Thoughts

Olympus Insurance offers Floridians a trusted, tailored option for protecting their homes and properties. With a focus on high-value service, solid coverage, and responsive claims support, Olympus stands out as a top choice for homeowners who want peace of mind in the face of Florida’s unpredictable weather.

Bottom Line: If you're looking for a dependable, Florida-based insurer with strong coverage and great support, Olympus is absolutely worth considering.

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Why Renters Insurance is a Must-Have for Florida Residents